Take out suitable third-party insurance

Have you bought a new car? Whether it's a brand new car or a cool second-hand one, before you can actually drive your new car on the road, you need to
Make sure it is properly insured. But how do you find a suitable WA insurance? We list the most important things you need to watch out for here, so you can have a safe
feeling can enjoy driving.

Different types of insurance

As soon as the car is registered in your name, it is important to insure it immediately, so that you can hit the road without any worries. You can choose from a basic third-party insurance (or
civil liability insurance), a WA+ (limited casco) with a slightly higher coverage, or the complete all-risk insurance.
In the Netherlands, it has been determined by law that every car owner must have at least a standard third-party insurance. If you do not have this, you are not allowed to drive. With a WA
This insurance covers you against damage caused by your car to third parties. As an accident can happen at any time, you should at least take out this insurance. It is wise to look at the current value of your car. Insuring an older car under all-risk is not often done, because the premium exceeds the value after a few years. That is why it is wise to have a good look at the car insurance that fits your situation. This prevents you from paying too much premium.

From WA to all-risk

In addition to the standard third-party insurance, there are also more extensive car insurance policies. You can also ask your insurer for additional packages, such as extra coverage for legal assistance or a passenger insurance. The three most chosen car insurances are the following:

• Third-party insurance is the simplest insurance that every car owner in the world must have.
  Netherlands at least. A third-party insurance only covers damage you
  caused by your car to third parties. Most suitable for older cars.
• A WA+ (limited casco) gives you a more extensive coverage. With this you are not
  covered only for the damage you cause to others, but also for damage you
  for example during a collision with your own car. Suitable for young used cars with
  with a high daily value.
• All-risk insurance is the most comprehensive car insurance. The advantage of this
  comprehensive insurance is that it even covers you for damage that you yourself have caused.
  caused to your car. For example, if you have accidentally
  against it. It also allows you to be reimbursed for the new value during the first to
  through the third year. This insurance is most commonly chosen for new cars up to
  6 years old. Then it is wise to calculate the difference between all-risk and WA+.

Always check with your insurer what exactly is covered by your car insurance, so that you know exactly what will be reimbursed and you don't have to face unexpected surprises.
There are no surprises. There is a difference between the conditions of different providers. It is therefore wise to read up on them before taking out a contract.