Calculate lease costs?

Want to lease a car but have no idea how much the monthly lease cost will be? In this article, we look at leasing costs, how you can easily calculate them using a calculation tool and how you can lease financially as an entrepreneur. We also look at the possibility of financial leasing without submitting annual figures.

Calculate lease costs

Do you have your eye on a car you want to lease and are curious about what the monthly costs will be? The following website has a handy lease calculator which helps you calculate monthly costs.

The data you need for the calculation are:

• Purchase value of the car
• Lease amount
• Duration in months
• Value of final instalment

After filling in the details, you can send the application and will receive a quote within one working day.

Financial lease, what exactly is it?

Financial lease, also known as business lease, is a form of financing that allows companies to purchase business assets without direct acquisition costs. With financial lease, the car is financed by a leasing company. The company enters into a lease contract that lays down the terms and the payment structure.

With financial leasing, you become the legal owner of the car during the lease period. You pay monthly lease payments to the leasing company over an agreed period. At the end of the lease period, you can choose to take over the car by making a final payment, which is often a symbolic amount.

Some benefits of financial leasing:

1. No large initial investment: Financial leasing allows companies to purchase assets without having to pay large sums immediately. This helps companies maintain liquidity and spread costs over a longer period.
2. Tax benefits: With financial leasing, the company can often benefit from tax breaks. Lease payments can usually be deducted as business expenses, reducing taxable profits.
3. Possibility of financing 100%: In many cases, companies can finance the full purchase value, including VAT, with financial leasing. This means no own contribution is required.
4. Flexibility: Financial leasing allows companies to tailor the lease to their specific needs. The lease period can be tailored to the expected lifetime of the asset, and additional options such as maintenance contracts can be included.
5. Possibility of ownership: At the end of the lease period, the company usually has the option to take over the asset for a symbolic price. This means the company can eventually become the owner of the asset.

It is important to note that financial leasing also comes with obligations. The company is responsible for maintenance, insurance and any depreciation of the asset during the lease period. It is advisable to read the terms and conditions of the lease contract carefully and, if necessary, seek advice from a financial expert before entering into a financial lease agreement.

Lease without annual figures?

Are you a start-up and do not yet have annual figures but still want to lease? That doesn't have to be a problem!

There is practically no difference between leasing a car without annual figures and financial leasing. The car is used as collateral so providing figures is not necessary. The application for leasing without figures is also virtually the same.

A financial lease without annual figures you can apply for it through the website Autokan, for example. Of course, you do need to be registered with the Chamber of Commerce as a company. Furthermore, there is a limit on the purchase value of the lease car. In the case of a lease without annual figures, this amount may not exceed €50,000.